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Luxembourg Heath Insurance has been made compulsory in the country. The basic cover of the Luxembourg Heath Insurance is given by national social security system.Inhabitants of Luxembourg take supplementary insurance, which is a non profit heath insurance, belonging to the Ministry of Social Security. The cost of this health insurance in Luxembourg is relatively low. There are also provisions of taking private insurance through insurance agents.
For people who are working in Luxembourg both employer and employee contribute to appropriate heath fund of Luxembourg medical insurance .Self employed people pay full amount of the contribution. Those people, who are on unemployment benefit, have their payment deducted from benefit payment, like for old people health insurance is deducted from their pension. The cover of the medical insurance also extends to all the dependent members of the family.
The health care of Luxembourg works on the basis of reimbursement. One has to submit the receipts of their medical expenses and then within a stipulated period of time the payment is reimbursed which varies from about 80-100%.
People coming from overseas, who are not working in Luxembourg, have to show their health insurance to get a residence permit. There are certain medical insurance specially designed for expatriates and those who travel frequently. It is better for tourists coming to Luxembourg who have this type of insurance.
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